Doha, 9 July 2025: QNB Group, one of the largest financial institution in the Middle East and Africa (MEA) region, announced its results for the six months ended 30 June 2025.
QNB Group’s Board of Directors today approved the financial results for the six months period ended 30 June 2025. Further, the Board of Directors approved an interim cash dividend distribution of 35% of the nominal share value (QAR0.35 per share), payable to eligible shareholders as at the close of trading on 17 July 2025. The proposed interim cash dividend distribution is subject to approval by the Qatar Central Bank (QCB). With this second year of interim cash dividends, QNB has proudly established a leading trend by declaring interim cash dividends aiming to reward its shareholders.
Net profit for the six months ended 30 June 2025 reached QAR8.4 billion (USD2.3 billion), an increase of 3% compared to same period last year. Net profit before Pillar Two Taxes reached QAR9.1 billion (USD2.5 billion), an increase of 11% compared to June 2024. Operating Income increased by 8% to reach QAR21.8 billion (USD6.0 billion) which reflects the Group’s ability to maintain successful growth across a range of revenue sources.
Total Assets as at 30 June 2025 reached QAR1,354 billion (US372 billion), an increase of 7% from 30 June 2024, mainly driven by growth in loans and advances by 9% to reach QAR962 billion (USD264 billion). Customer deposits increased by 5% to reach QAR935 billion (USD257 billion) from 30 June 2024.
QNB Group’s efficiency (cost to income) ratio stood at 23.0%, which is considered one of the best ratios among large financial institutions in the MEA region.
The ratio of non-performing loans to gross loans stood at 2.9% as at 30 June 2025, one of the lowest amongst financial institutions in the MEA region, reflecting the high quality of the Group’s loan book and the effective management of credit risk. In addition, loan loss coverage ratio stood at 100%, which reflects the prudent approach adopted by the Group towards non-performing loans.
Total Equity increased to QAR119 billion (USD33 billion), up by 8% from June 2024. Earnings per share reached QAR0.85 (USD0.23).
QNB Group’s Capital Adequacy Ratio (CAR) as at 30 June 2025 amounted to 19.2% Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) as at 30 June 2025 amounted to 151% and 103% respectively. These ratios are higher than the regulatory minimum requirements of the QCB and Basel III reforms requirements.
Group statistics
QNB Group’s presence spans 28 countries across three continents operating from approximately 900 locations, over 5,000 ATMs supported by more than 31,000 staff.